2 women, post-FIRE, living our best life
through financial independence.

About us

We are Ali and Alison Walker. We met in 2004, married in 2006, and retired in 2018. We love spreadsheets and crunching numbers, and we love talking about all things money with other people. READ MORE…

Recent Blog Posts

Even though our posts all have a main author, we edit for each other and we truly write every post together. Our goal is to share our stories, connect with other people, and talk to everyone we can about personal finance and financial independence. We hope one of our posts is useful for you. Please let us know what you think! READ MORE…

2021 Spending Review

Yes, 2021 was a strange year. It was Covid Pandemic Year # 2 so how could it not be strange?! Lots of people asked how our spending in 2021 compared to our spending in 2020. The answer is easy – they can’t be compared. In 2020 we were nomads with few belongings and very few bills […]

Getting Grounded in 2021, Our Year in Review

It’s hard to believe that 2021 is behind us now, but it is! This is a good time to pause and think about how the year went. Our main goal in 2021 was simple, to feel grounded again! We were traveling full time in 2020 when Covid was declared a pandemic. Some of our friends […]

Toothy Maintenance

We needed to find a dentist in our new home town so we asked our new friends for recommendations. Only one of those recommended dentists was scheduling appointments within 90 days so that made the decision easy. Alison is in charge of being logical and decisive so she scheduled a cleaning for herself and saw […]

Talking Money with Triangle Hiker

We love talking about money with other people! No matter how unique we are, we can always learn something new about money and about life from other people. And listening to other people tell their money stories helps to support them in reaching their personal finance goals. We’ve gotten so much out of our money […]

Posts We Love

Allocation Strategies (Part 1: Money Jobs and Budgeting)

Every year in May we review our portfolio and take care of any major rebalancing that’s needed including changing, adding, or dropping funds. During our first full calendar year in retirement as May rolled around and it was time to rebalance we couldn’t find tools that worked the way we wanted without buying a subscription. […]

Avoiding the RMD Cliff

While we were still working our W-2 jobs I asked the experts questions like “Should I invest more in my 401k, or my Traditional IRA, or my Roth? Should I focus more on one account over another?” And the response was always “Well it depends on what your tax bracket will be in the future […]

Outline Your Goals in a Personal Money Statement

Ask Yourself – Can We Go It Alone? We have been managing our own investments and money for a while now. It has definitely taken us some time (years) to build the confidence we needed to go it alone. The process became much easier for us once we found all the amazing information online from […]

What’s Your Why for FI?

In the FIRE community one question that gets asked all the time is, what’s your why for FI? We each have our own motivation to change our approach to life and money and stop following the pack. Shortly after Ali and I made that decision in June of 2017 I asked Ali this question, “Why […]

Home is More Than Just Housing

When we decided to retire early we took the opportunity to look closely at our housing options moving forward. We took a deep dive into both our personal needs regarding a home of our own, and also into what we could afford on our retirement budget. What we discovered about ourselves and our new retirement […]