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2 women, post-FIRE, living our best life
through financial independence.

About us

We are Ali and Alison Walker. We met in 2004, married in 2006, and retired in 2018. We love spreadsheets and crunching numbers, and we love talking about all things money with other people. READ MORE…

Recent Blog Posts

Even though our posts all have a main author, we edit for each other and we truly write every post together. Our goal is to share our stories, connect with other people, and talk to everyone we can about personal finance and financial independence. We hope one of our posts is useful for you. Please let us know what you think! READ MORE…

Talking Money with the Whisky Runners

We love talking about money with other people! We’ve learned from our money conversations that no matter how unique we are, we can always learn something new about money and about life from other people. And just listening to others tell their money stories helps to support them in reaching their personal finance goals. We’ve […]

Allocation Strategies (Part 3: Buckets)

Over the years I’ve read a lot of articles about the idea of building a bucket strategy for withdrawals from your various accounts after you retire. Even though I had read every article on this topic that I could get my hands on, I didn’t find a clear step-by-step roadmap that showed how we might […]

Allocation Strategies (Part 2: Picking Your Equity to Bond Ratio)

In Part 2 of our Allocation Strategies series we’re covering one of the most important topics relating to portfolio allocation, picking your equity to bond ratio. What is portfolio allocation and why does it matter? Basically it’s about finding the right mix of investments, deciding which account buckets to put those investments in, and deciding […]

Talking Money with Bookish Biker

We love talking about money with other people. We’ve learned from our money conversations that no matter how unique we are, we can always learn something new about money and about life from other people. And just listening to others tell their money stories helps to support them in reaching their personal finance goals. We’ve […]


Posts We Love

What’s Your Why for FI?

In the FIRE community one question that gets asked all the time is, what’s your why for FI? We each have our own motivation to change our approach to life and money and stop following the pack. Shortly after Ali and I made that decision in June of 2017 I asked Ali this question, “Why […]

Home is More Than Just Housing

When we decided to retire early we took the opportunity to look closely at our housing options moving forward. We took a deep dive into both our personal needs regarding a home of our own, and also into what we could afford on our retirement budget. What we discovered about ourselves and our new retirement […]

Avoiding the RMD Cliff

While we were still working our W-2 jobs I asked the experts questions like “Should I invest more in my 401k, or my Traditional IRA, or my Roth? Should I focus more on one account over another?” And the response was always “Well it depends on what your tax bracket will be in the future […]

Outline Your Goals in a Personal Money Statement

Ask Yourself – Can We Go It Alone? We have been managing our own investments and money for a while now. It has definitely taken us some time (years) to build the confidence we needed to go it alone. The process became much easier for us once we found all the amazing information online from […]