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2 women, post-FIRE, living our best life
through financial independence.

About us

We are Ali and Alison Walker. We met in 2004, married in 2006, and retired in 2018. We love spreadsheets and crunching numbers, and we love talking about all things money with other people. READ MORE…

Recent Blog Posts

Even though our posts all have a main author, we edit for each other and we truly write every post together. Our goal is to share our stories, connect with other people, and talk to everyone we can about personal finance and financial independence. We hope one of our posts is useful for you. Please let us know what you think! READ MORE…

Buying A Car After FIRE (a success story)

We spent our first two years after reaching FIRE (financial independence / retire early) living as international nomads, buying almost nothing other than food and experiences. When the Covid pandemic set in we decided to stop moving around the globe and completely changed gears. At the end of January 2021 we moved into our new […]

AOC Early Retirement Tips

We often get asked what advice we would give to someone working towards FIRE (financial independence retire early) and there are some great posts out there full of advice from the FIRE community. Most of the people who reach out to us for financial coaching start with questions about investment accounts, annual withdrawal strategies, and […]

New and Improved! The AOC Simpli-FI-ed Calculator V3

After we reached FIRE (financial independence / retire early) we started sharing tools, information, and resources with our All Options Considered (AOC) readers to help others with financial literacy. We also want to support people in being as independent and self-sufficient with their personal finances as they are comfortable being. With all of that in […]


Posts We Love

What’s Your Why for FI?

In the FIRE community one question that gets asked all the time is, what’s your why for FI? We each have our own motivation to change our approach to life and money and stop following the pack. Shortly after Ali and I made that decision in June of 2017 I asked Ali this question, “Why […]

Home is More Than Just Housing

When we decided to retire early we took the opportunity to look closely at our housing options moving forward. We took a deep dive into both our personal needs regarding a home of our own, and also into what we could afford on our retirement budget. What we discovered about ourselves and our new retirement […]

Avoiding the RMD Cliff

While we were still working our W-2 jobs I asked the experts questions like “Should I invest more in my 401k, or my Traditional IRA, or my Roth? Should I focus more on one account over another?” And the response was always “Well it depends on what your tax bracket will be in the future […]

Outline Your Goals in a Personal Money Statement

Ask Yourself – Can We Go It Alone? We have been managing our own investments and money for a while now. It has definitely taken us some time (years) to build the confidence we needed to go it alone. The process became much easier for us once we found all the amazing information online from […]