All Options Considered

All Options Considered

2 girls, post-FIRE, traveling the world

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Tag: safe withdrawal rate

February 18, 2019April 19, 2019 Alison

What’s Our Number? Figuring Out How Much You Need to Retire

Where are we now?

Livermore

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Our lives are all about researching costs of living and exploring different places right now so we found ourselves taking a closer look at the greater Palm Springs area while we were there visiting friends 🌴 . We still compare cost of living prices to Seattle since that was our home base for so long, and the Palm Springs area is definitely much more affordable 🤗 . Here’s the data from Numbeo💥 . Rent Prices in Palm Springs are 35.58% lower than in Seattle 🏠 . Restaurant Prices in Palm Springs are 8.54% lower than in Seattle 🍽 . Groceries Prices in Palm Springs are 23.51% lower than in Seattle 🛒 . We had a great time checking out the Palm Canyon tiny home / mobile home community and agreed that is a style of living we are interested in 👌 . These 600-1000 sqft tiny homes are actually REALLY BIG compared to the 100-300 sqft apartments we’ve been in over the last 5 months in Asia 🤭 . And just for kicks on our way to lunch we also dropped in on the open house at the Estee Lauder Estate to really dramatize what we are NOT looking for! That’s a 5200 sqft home 🤑 . But we did appreciate the quote on the front gate reading: “I never dreamed of success, I worked for it.” 👏 . We were not planning to look into investing in Palm Springs but we are always looking for ideas and we try to stay open to All Options, so it was really interesting and exciting to go exploring here too 💡🌈 . . . . . #alloptionsconsidered #itsjustusalix2
We are having so much fun in Palm Springs 🌞🥰 . We are lucky to be able to stay with close friends who used to be our condo neighbors back when we all lived in Seattle 🏙 . Thank you guys for hosting us for 3 nights and showing us how fabulous Palm Springs is 🌈🥳 . Good friends have no geographic limits ❤️🙏 . . . . . . #alloptionsconsidered #itsjustusalix2
We got to spend the last couple days camping in NorCal with family 😃🏕 . We also got to imagine what our future might look like if we decide to become RV nomads back in the US someday 😄👍🤓 . And (hahaha) We used up all of the freebies we dragged home from various hotels during our 5 months in Asia. The winner was the pour over coffee we got from our hotel in Japan - it was perfect for roughing it in the US 🤣☕️🇯🇵 . We loved spending time outside with our family - cooking, eating, laughing, telling stories, taking walks, playing games, and talking about EVERYTHING ❤️👏🙏🥰 . And we loved the trees, the sunshine, the moon at night, the wind, and all of the birds 🌳🌲☀️🌙💨🦅🐦 . What an amazing time. We are so grateful to our amazing family for arranging everything while we were in Japan. And for spending this time with us ❤️ . Best camping trip EVER 👌🏕😎 . Becky, Jay and Riley - we love you guys ❤️🥳❤️🥰 . . . . . #alloptionsconsidered #itsjustusalix2
Next stop on the California road trip was Sacramento 🌳 . The action item was checkIng on my/Ali’s mom 🤦‍♀️🙄 . The reward was cooking dinner for 6 at my cousin’s place - cooking for family for the first time in 6 months was awesome 🥘🥗🍷 . And! It was so funny to bump into our niece at the grocery store too - convenient that they are all within 4 blocks of each other 🤣🛒🥳 . It was a very short visit but also fabulous. Goodbye for now team Sacramento it’s time to move on again 🥰😘 . . . . . #alloptionsconsidered #itsjustusalix2
It was quite moving to be at the high school graduation ceremonies and celebrations for our nephew this weekend. We are so proud of this guy. It’s exciting that he knows himself and his passions at such a young age and he’s headed off to an art school in NYC to pursue photography. Alison was into photography as well at that same age which influenced her career path in printing and Photoshop 📸❤️🥰👨‍🎓🥰❤️ . Spending the weekend at graduation events gave us a feeling of change and transition and new beginnings 🌸🐛🦋 . We were also thinking a lot about what advice we would give to our nephew, to all of our nieces and nephews 🐣 . 1️⃣Finish school with as little debt as possible 💸 2️⃣Don’t get caught in the trap of consumerism 🛍 3️⃣Follow your own hopes and dreams because life is not a competition 🎈 . . . . . #alloptionsconsidered #itsjustusalix2
It was amazing to see Alison's very talented sister perform with her women's choral group WomenSing tonight in Berkeley 😍 . Even though she has been doing this for many years we have only been to 2 of their concerts, both within the last 6 months, after we started this financial independence/retire early adventure 😉 . This Summer Ventures concert was especially interesting for us with it's travel related themes. As full time nomads we are very appreciative of other cultures and traditions 🌍 . The music from WomenSing was wonderful, we are already looking forward to the next concert - look them up if you are in the Bay Area 🎶👏 . We are grateful for this FIRE lifestyle and all of the experiences we have had in the past 6 months 🙏 . . . . . #alloptionsconsidered #itsjustusalix2
We are in California spending time with family now. We need a rental car to get to various graduation ceremonies for our nephew this weekend 👨‍🎓 . Early retirement nomad life means we sold our car, and it seems to also mean we hardly ever drive 😳 . I will not be doing any driving on this trip - the last time I drove was August 2018 when I left my job 😆 . Alison has the wheel! Last time she drove was about 3 months ago in February. She was driving the manual pickup truck that belongs to the friends we were housesitting for. That was in Thailand driving on the left side of the road ⬅️🇹🇭 . Here we go 🚙🥳 . . . . . #alloptionsconsidered #itsjustusalix2
After 5 months (147 days) in Asia, we are about to navigate the USA for a minute (26 days) 😬 . January 4-12: Singapore 🇸🇬 January 12-29: Malaysia 🇲🇾 January 29-February 27: Thailand 🇹🇭 February 27-March 5: Cambodia 🇰🇭 March 5-26: Thailand 🇹🇭 March 26-April 23: Vietnam 🇻🇳 April 23-May 30: Japan 🇯🇵 . Let’s see if we remember how the USA works 🤷‍♀️🇺🇸 . We might have a good start since we are magic time travelers. We left Tokyo at 3:45 pm on May 30, and arrived in San Francisco at 9:25 am on May 30 🧚‍♀️🧝🏻‍♀️ . . . . #alloptionsconsidered #itsjustusalix2
The Tsukiji Market was definitely our favorite food experience in Tokyo 🥰 . The existing retail market area is packed with tiny restaurants and street food stalls 🥳 . And tourists like us 🤪 . There are sooooo many spots to grab sushi and sashimi 🍣 . And there stalls cooking tamagoyaki, takoyaki, sea urchin, and crab legs, and oysters, and maguro, and wagyu beef - you can get anything on a stick 🍢 . And don’t forget to grab some desert - ice cream, strawberries on a stick, shaved ice, mochi, or those little anmitsu jelly cubes dusted with matcha tea 🍦🍧🧁🍰🍓 . If you’re like us you’ll make an effort to have some of each 🤩😜 . I think we want to live inside this food market 🇯🇵❤️🥰🙏 . . . . #alloptionsconsidered #itsjustusalix2

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